IDFC Bank has stepped up to transform the credit card landscape in India with the launch of its inaugural FIRST SWYP card.

Catering to the younger generation, this card opens up a world of rewards, discounts, and flexible payment options. Let’s explore why the FIRST SWYP EMI credit card is set to become your new financial companion.

Too Good to Resist Welcome Offers

You can access some mouth-watering welcome benefits as soon as you pay the modest one-time joining fee of Rs. 499.

These include a free one-year Lenskart Gold membership, 1,000 reward points for making your first EMI transaction within 30 days, and a one-year Times Prime membership on crossing annual spends of Rs. 30,000 within 90 days.

With offers like these right out the gate, the FIRST SWYP card certainly makes its case as a worthy companion.

Travel in Style with Complimentary Lounge Access

Frequent travellers will love the four complimentary railway lounge visits offered every quarter, allowing you to relax in style 16 times per year.

Stretch in a comfy AC lounge with unlimited tea and coffee, fast WiFi, and even a free meal. Skip the crowded platforms and unwind instead at your leisure.

Discounted Entertainment for Movie Buffs

If you love catching the latest cinema releases, link your FIRST SWYP card to Paytm and save 25% on movie tickets, up to Rs. 100 monthly.

Simply use the promo code IDFCCCFM when booking your seats. This sweet discount allows you to indulgently watch more movies without burning a hole in your pocket.

UPI Payments with Reward Points

Here’s a nifty feature that ties together the convenience of UPI with credit card rewards. When you use your FIRST SWYP card for UPI payments, you can rack up 100 reward points for every Rs. 5,000 spent, as long as you pay the nominal UPI access charge of Rs. 199 + GST per year.

24×7 Roadside Support Across India

Thanks to IDFC Bank’s partnership with Global Assure, you receive 24×7 roadside assistance across India whenever you take trips by car or bike.

Available 4 times annually and covering costs up to Rs. 1,399 per instance, this perk ensures help is always close at hand in case of flat tyres, battery failures, or refuelling emergencies.

Generous Rewards Program to Rack Up Savings

The more you spend on your FIRST SWYP card, the more reward points you accumulate to redeem against exciting gifts, flight tickets, hotel stays, and other treats. Hit monthly spends of Rs. 5,000, 10,000 or 15,000 to earn 200, 500 or 1,000 points respectively.

There is no limit on how many points you can collect! Additionally, get 400 points by paying over Rs. 20,000 as rent each month. With each point worth Rs. 0.25, your rewards can quickly add up.

Share the Benefits Through Referrals

Introduce your friends and family to the FIRST SWYP card, and you can unlock referral perks totalling up to Rs. 11,299 in value.

The rewards start with an annual fee waiver for one successful referral and scale up to Rs. 2,500 cashback for 9 successful sign-ups and 4 free airport lounge visits if you refer 10 friends who get approved. So spread the word to maximise these referral treats!

Rotating Roster of Discount Partners

The FIRST SWYP card also teams up with popular dining, travel, shopping and lifestyle brands to serve up a delicious spread of rotating monthly and quarterly offers. Current partners include names like Domino’s, Zomato, TataCLIQ and EaseMyTrip.

So you can save 20% on Domino’s twice a month or 10% on EaseMyTrip hotels/flights once per quarter. With brand partnerships continuously updated, expect fresh deals all year round!

Hassle-Free Payment with EMI Conversion Option

If you ever need help to clear your full outstanding dues, you can easily convert any purchase above Rs. 2,500 into a 3-month or longer EMI right from your card dashboard! This eliminates overwhelming lump-sum credit card bills and replaces them with convenient, interest-free monthly instalments.

The Bottom Line

IDFC Bank’s FIRST SWYP credit card ushers the Indian market into a new era of innovative features and youth-centric benefits. This emi card has everything from lounge visits to dining deals, travel savings to EMI flexibility, rewards programs to roadside assistance.

So, if you want a payment partner that evolves with your lifestyle, makes life affordable, and lets you sleep easy, the FIRST SWYP card deserves your consideration. Apply today and unlock the possibilities of privileges befitting the new Indian consumer!